How it works

We are your allies in the fight to restore your credit health.

When you enroll with us, you are appointing an advocate whose first priority is your credit rating. We’ll work with you step-by-step to recover your good credit. The process is simple and you need put no money down to start.

• Sign up
  Take three minutes now to fill out our easy online form with your basic information. Oh, and let us know the best time for us to get in touch.
• Answer the phone
  Once we have your information in our system, one of our account representatives will contact you at your convenience. That individual will become your personal advocate. They’ll learn as much as they can about you and your credit situation. They’ll also help you to set up your own, personal online portal.
• Visit us often
  Using your login and password, you can visit your secure, online portal any time, day or night, to track our progress in real time. You can also call your personal advocate whenever you want to check the status of our investigation, or to share the latest information you’ve gotten from your creditors.
• Get results
  Before you send us any money, you’ll start to see the results of our investigation — usually within 45 days or less.